Simple. Find the plan you want, apply, and when the new policy is issued, cancel your old one.How to change health plan?
Is it a group health insurance? Talk to your employer or decide to buy it independently. If you want to buy from private companies, do your research. Ask questions and compare some online quotes. Once you feel you have the required set of coverage, you can buy it quite easily.
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Why you want to change it? This should be the answer that you need to know before heading towards anything. Pick up a website or an online portal where you compare some plans and know whether they offer the desired coverage or whatever. I had a similar situation with me a couple of years back. At that time, I bought it from a reputed insurance agent in Virginia.
However, now-a-days, options are open. Visit a website like http://www.hcentive.com and you will get many options.
Call an insurance broker, look at plans, and apply for a new one.
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